What context can I use each word in?
Learn when and how to use these words with these examples!
accrual
Example
The accrual of interest on my savings account is helping it grow over time. [accrual: noun]
Example
Employees receive an accrual of vacation time based on their years of service. [accrual: noun]
Example
We use the accrual method of accounting to record revenue and expenses over time. [accrual: adjective]
accumulation
Example
The accumulation of snow on the roads made driving difficult. [accumulation: noun]
Example
Her accumulation of shoes was impressive, but also taking up a lot of space. [accumulation: noun]
Example
Through careful saving and investment, he was able to accumulate a significant amount of wealth. [accumulate: verb]
Good things to know
Which word is more common?
Accumulation is more commonly used than accrual in everyday language, as it has a wider range of applications and is more versatile. Accrual is more commonly used in financial or legal contexts.
What’s the difference in the tone of formality between accrual and accumulation?
Accrual is typically associated with a formal and technical tone, as it is often used in financial or legal contexts. Accumulation is more versatile and can be used in both formal and informal contexts.
