What context can I use each word in?
Learn when and how to use these words with these examples!
debt
Example
I have a lot of debt from my student loans. [debt: noun]
Example
She is struggling to pay off her credit card debt. [debt: noun]
obligation
Example
It's my obligation to take care of my elderly parents. [obligation: noun]
Example
I feel an obligation to help my friend move this weekend. [obligation: noun]
Good things to know
Which word is more common?
Debt is a more common term than obligation in everyday language, especially in financial contexts. However, obligation is still a widely used term in various situations, such as legal or moral responsibilities.
What’s the difference in the tone of formality between debt and obligation?
Debt is typically associated with a more formal tone, especially in financial contexts. Obligation can be used in both formal and informal situations, depending on the context.
