What context can I use each word in?
Learn when and how to use these words with these examples!
insurer
Example
I need to contact my insurer to file a claim for the car accident. [insurer: noun]
Example
The insurer will cover the cost of repairs for the damaged property. [insurer: noun]
underwriter
Example
The underwriter approved the insurance policy after assessing the risk factors. [underwriter: noun]
Example
The underwriter set the premium rate based on the level of risk involved. [underwriter: noun]
Good things to know
Which word is more common?
Insurer is a more common term than underwriter in everyday language, as it is used more frequently in insurance policies and claims. Underwriter is a more technical term that is commonly used within the insurance industry.
What’s the difference in the tone of formality between insurer and underwriter?
Underwriter is a more formal term than insurer, as it is often used in technical or legal contexts. Insurer is more versatile and can be used in both formal and informal contexts.
