What context can I use each word in?
Learn when and how to use these words with these examples!
overdrawing
Example
I accidentally overdraw my account when I forgot to account for a recent purchase. [overdraw: verb]
Example
The bank charged me an overdrawing fee for exceeding my account balance. [overdrawing: gerund or present participle]
overdraft
Example
I have an overdraft limit of $500 on my account. [overdraft: noun]
Example
The bank approved my overdraft request for the purchase of a new laptop. [overdraft: noun]
Good things to know
Which word is more common?
Overdraft is a more common term than overdrawing in banking and finance contexts. However, overdrawing is more commonly used in everyday language to describe situations where a bank account has a negative balance.
What’s the difference in the tone of formality between overdrawing and overdraft?
Overdraft is a more formal term than overdrawing. It is commonly used in banking and finance contexts, while overdrawing is a more casual term used in everyday language.
