Does New York refer to a State of New York? Or New York City? It's hard to tell the difference!
Native speaker’s answer
Rebecca
You're right. It is hard to tell the difference! However, I'd say, in general, people refer to the city more than they do the state. So I'd assume that they mean the city. But both would be valid here! Since perhaps they can recognize the area in the state and not just the main city. If the context isn't enough and a clear distinction needs to be made, then "New York State" or "New York City" would be said. Ex: I'm heading to New York City to meet up with a few friends. Ex: I've never been to the State of New York before. Ex: I want to go to Times Square in New York. => through context, we know this is in the city.