To Afford vs Affording Infinitives & Gerunds

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Notes from a Native English Speaker

Infinitives: An infinitive is the base form of a verb, usually preceded by the word "to" (e.g., to swim, to eat, to learn). It can function as a noun, adjective, or adverb in a sentence. Infinitives are often used to express intentions, purposes, desires, or potential actions. Gerunds: A gerund is the -ing form of a verb (e.g., swimming, eating, learning). It’s different from a “present participle” which functions as a verb tense. A gerund can be the subject, object, or complement of a sentence.

When and How to Use Each Expression?

Get a sense of when and how each expression can be used through the following examples!

To afford (Infinitive)

Purpose or Intention: Use the infinitive "to afford" when you want to express a purpose, intention, desire, or potential action

Example

I can't afford to buy a new car right now.

Affording (Gerund)

Activity or Experience: Use the gerund "affording" when you want to refer to the activity itself or the experience as a noun.

Example

Affording a new car is not easy for most people.

Where can infinitives/gerunds be placed in a sentence?

To afford (Infinitive)

  • 1Subject

    To afford a luxurious vacation requires careful financial planning.

    To afford a luxurious vacation requires careful financial planning.

    • "*To afford* a luxurious vacation" serves as the subject of the sentence.
    • Infinitive phrase (subject) + verb (requires) + noun phrase (careful financial planning).
  • 2Object

    She wants me to afford a fancy dinner for her birthday.

    She wants me to afford a fancy dinner for her birthday.

    • "Me *to afford* a fancy dinner for her birthday" is the object of the verb "wants."
    • Noun (She) + verb (wants) + noun phrase (me *to afford* a fancy dinner for her birthday).
  • 3Adjective Modifier

    He needs a higher-paying job to afford a bigger house.

    He needs a higher-paying job to afford a bigger house.

    • "*To afford* a bigger house" modifies the noun "job."
    • Noun (He) + verb (needs) + noun phrase (a higher-paying job *to afford* a bigger house).

Affording (Gerund)

  • 1Subject

    Affording a luxurious lifestyle requires a high income.

    Affording a luxurious lifestyle requires a high income.

    • "*Affording* a luxurious lifestyle" is the subject of the sentence.
    • Gerund (subject) + verb (requires) + noun phrase (a high income).
  • 2Object

    I enjoy affording myself small luxuries every now and then.

    I enjoy affording myself small luxuries every now and then.

    • "*Affording* myself small luxuries" is the object of the verb "enjoy."
    • Noun (I) + verb (enjoy) + gerund (*affording* myself small luxuries).
  • 3Object of Preposition

    He has a knack for affording expensive hobbies.

    He has a knack for affording expensive hobbies.

    • "For *affording* expensive hobbies" is the object of the preposition "for."
    • Noun phrase (He) + verb (has) + noun phrase (a knack for *affording* expensive hobbies).

Verbs Taking Infinitives/Gerunds as Objects

The following are verbs that can take only the base form of the verb (infinitive), only the -ing form (gerund), or both.

Verbs Taking Infinitives as Objects

Example

They plan to afford a trip to Europe next year.

I hope to afford a new phone soon.

We want to afford a luxurious vacation.

She decided to afford a designer handbag as a treat for herself.

They agreed to afford a night out at a fancy restaurant.

Verbs Taking Gerunds as Objects

Example

She enjoys affording herself nice vacations every year.

They recommend saving money for the future and affording a comfortable retirement.

I dislike the feeling of not affording the things I want.

He avoids overspending and focuses on affording the essentials.

Can you imagine affording a luxury yacht one day?

Verbs Taking Both Infinitives and Gerunds as Objects

Example

She would like to afford a beachfront property. She would like affording a beachfront property.

We started to afford regular vacations. We started affording regular vacations.

He began to afford a better quality of life. He began affording a better quality of life.

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